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Employee Benefits
Whether you are a small or mid-size company, offering health benefits to your employees for the first time or have an existing benefits program, offering benefits is a great way to attract and retain top talent.
While traditional group health insurance is a popular option, rising premium costs have made it challenging for companies of any size to offer benefits to their employees.
There are programs available for business owners ranging from small to mid-size companies who can’t offer traditional group coverage due to high contribution costs per employee or low participation requirements.
We have solutions and options for all group sizes that work best for both the employees and business owners.
“I recently learned about GRF Insurance Services and their commitment to providing accessible health insurance solutions for businesses of all sizes. It’s impressive to see how they address the challenges that many small and mid-size companies face when trying to offer health benefits.
Their flexible programs are a fantastic way to ensure that both employees and employers find value in the coverage offered. In a time when rising premiums make it difficult to provide traditional group coverage, GRF Insurance Services stands out by offering creative options that cater to various needs.
Their focus on helping businesses attract and retain top talent through meaningful benefits is commendable. It’s reassuring to know that there are partners like GRF Insurance Services dedicated to making health insurance more manageable and beneficial for everyone involved!”
Patricia Brown
FAQ
Frequently Asked Questions
How do I choose the right type of life insurance for me?
The choice depends on your financial goals, your family situation and your budget. Our advisors can help you determine the best option by analyzing your personal needs and circumstances.
What are employee benefits?
Employee benefits are additional compensation that companies offer their workers in addition to salary. They may include health insurance, retirement plans, vacation days, among others.
Can I change my health plan after I enroll?
Yes, you can change your health plan during the open enrollment period or if you qualify for special enrollment due to certain life events, such as changing jobs or moving.
What does federal law say about employer health insurance?
Federal law requires employers with 50 or more full-time equivalent employees to offer health insurance benefits with minimum essential coverage (MEC).
What type of coverage is considered “minimum essential coverage” (MEC)?
The MEC includes services such as emergency care, outpatient care, hospitalization, prenatal and postnatal care, mental health, and more, as established by law.
Get in touch
Contact Gabriel Today
949-301-9941
3410 La Sierra Ave, Ste. F1184 Riverside, Ca. 92503