Landlord Coverage
We know that owning a rental property comes with unique responsibilities and risks. Our landlord coverage is designed to protect your assets, ensuring that you and your tenants are covered in the event of the unexpected.
Coverage Included:
Property Damage:
- Coverage for structural damage to your property caused by fire, storms, vandalism and other covered events.
Civil Liability:
- Protection against third-party claims for injuries or property damage that occur at your rental property.
Loss of Rental Income:
- Compensation for loss of rental income if the property becomes uninhabitable due to a covered event, such as a fire or water damage.
Protection of Personal Assets:
- Coverage for your personal belongings and improvements made to the property, such as appliances and furniture.
Additional Expenses:
- Coverage for expenses related to property recovery, such as cleaning or repair costs.
Additional Benefits:
- Flexible policy options to fit the specific needs of your rental property and business.
- Risk management advice to help prevent claims and protect your investment.
- Resources and tools to comply with leasing and maintenance regulations.
Why choose us:
- Extensive experience in real estate owner coverage and risk management.
- Efficient claims process so you can focus on managing your property.
- Commitment to customer service and insured satisfaction.
Boat & Watercraft
We know that owning a rental property comes with unique responsibilities and risks. Our landlord coverage is designed to protect your assets, ensuring that you and your tenants are covered in the event of the unexpected.
Coverage Included:
Property Damage:
- Coverage for structural damage to your property caused by fire, storms, vandalism and other covered events.
Civil Liability:
- Protection against third-party claims for injuries or property damage that occur at your rental property.
Loss of Rental Income:
- Compensation for loss of rental income if the property becomes uninhabitable due to a covered event, such as a fire or water damage.
Protection of Personal Assets:
- Coverage for your personal belongings and improvements made to the property, such as appliances and furniture.
Additional Expenses:
- Coverage for expenses related to property recovery, such as cleaning or repair costs.
Additional Benefits:
- Flexible policy options to fit the specific needs of your rental property and business.
- Risk management advice to help prevent claims and protect your investment.
- Resources and tools to comply with leasing and maintenance regulations.
Why choose us:
- Extensive experience in real estate owner coverage and risk management.
- Efficient claims process so you can focus on managing your property.
- Commitment to customer service and insured satisfaction.
Flood Insurance
We know that flooding can cause devastating damage to your home and property. Our flood insurance is designed to offer you the protection you need to face these unforeseen events, ensuring that you are covered in the event of a flood event.
Coverage Included:
Property Damage:
- Coverage for structural damage to your home and other structures on your property caused by flooding.
Personal Assets:
- Protection for your personal belongings, such as furniture, appliances and clothing, damaged by water.
Water Removal Expenses:
- Coverage for costs related to water removal and cleanup after a flood.
Repair Costs:
- Protection for repair costs necessary to restore your home after a flood event.
Temporary Relocation:
- Coverage for lodging expenses if your home becomes uninhabitable due to flooding.
Additional Benefits:
- Risk assessment to help you understand your property’s vulnerability to flooding.
- Educational resources on flood prevention and home maintenance.
- Flexible policy options to fit your specific needs and budget.
Why choose us:
- Extensive experience in covering risks related to floods.
- Fast and efficient claim process so you can recover as soon as possible.
- Dedicated customer support to resolve your questions and concerns.
Individual Life Insurance
We understand that protecting your loved ones is one of your main concerns. Our individual life insurance is designed to offer you peace of mind and financial security, ensuring that your family is covered in case something unexpected happens.
Types of Coverage Available:
Term Life Insurance:
- Coverage for a specified period (for example, 10, 20, or 30 years) that provides a death benefit if the insured dies during the policy term.
Permanent Life Insurance:
- Provides lifetime coverage, building cash value that you can use during your lifetime. It includes options such as whole life insurance and universal life insurance.
Death Benefits:
- Payment of an agreed amount to beneficiaries in the event of the death of the insured, providing financial stability in difficult times.
Additional Coverage:
- Possibility of adding additional coverage, such as coverage for critical illnesses or double benefit in case of accidents.
Additional Benefits:
- Simple and fast application process, with flexible medical evaluation options.
- Access to educational resources on financial planning and the importance of life insurance.
- Opportunities to customize your policy according to your needs and those of your family.
Why choose us:
- Extensive experience in life insurance, with a focus on the well-being of our policyholders.
- Dedicated customer support to guide you through the process and answer your questions.
- Commitment to transparency and continuous support throughout your policy.
Renters Insurance
We know that your home is more than a place to live; It is where you keep your most valuable belongings. Our renters insurance is designed to protect your assets and give you peace of mind in the event of unforeseen events.
Coverage Included:
Protection of Personal Assets:
- Coverage for your belongings, such as furniture, clothing, appliances and electronic devices, against theft, fire, water damage and other covered events.
Civil Liability:
- Protection against claims for third-party property damage or personal injuries that occur in your home.
Relocation Expenses:
- Coverage for temporary lodging expenses if your unit becomes uninhabitable due to a covered event, such as a fire or water damage.
Accidental Damage:
- Protection for accidental damage you may cause to the rental property, such as breaking glass or damaging an appliance.
Coverage of Valuable Items:
- Additional coverage option for high value items such as jewelry, art and collections.
Additional Benefits:
- Quick and easy application process, with customizable policy options.
- Educational resources on home safety and loss prevention.
- Discounts available for multiple policies or good claims histories.
Why choose us:
- Extensive experience in renters insurance, with a focus on customer satisfaction.
- Efficient and fast claim process so you can recover from any unforeseen event.
- Dedicated customer support to resolve your questions and concerns.
Individual Dental & Vision
We believe that good oral and visual health is essential for your general well-being. Our individual dental and vision insurance is designed to provide you with the coverage you need to keep your smile and vision in optimal condition.
Coverage Included:
Dental Insurance:
Exams and Cleanings:
- Coverage for routine dental exams and cleanings, helping prevent future dental problems.
Treatments and Procedures:
- Coverage for fillings, extractions, root canals and crowns.
Orthodontics:
- Coverage options for orthodontic treatments, including braces and aligners.
Preventive Benefits:
- Complete coverage for preventive treatments, such as sealants and fluoride.
Vision Insurance:
Vision Exams:
- Coverage for annual eye exams to evaluate eye health.
Lenses and Glasses:
- Benefits for the purchase of corrective lenses and glasses, including an amount for the purchase of new frames and lenses.
Contact Lenses:
- Coverage for contact lenses, whether disposable or extended wear.
Eye Treatments:
- Coverage for treatments of eye diseases, such as glaucoma and cataracts.
Additional Benefits:
Supplier Network:
- Access to a wide network of dentists and opticians, ensuring you have convenient options.
Flexible Policy Options:
- Possibility of customizing your policy according to your specific needs.
Discounts and Promotions:
- Discounts for multiple policies and promotions for new policyholders.
Why choose us:
Experience and Commitment:
- Extensive experience in covering oral and visual health services.
Dedicated Customer Service:
- Our team is always ready to answer your questions and help you through the claims process.
Financial Tranquility:
- Protect your health and save on healthcare costs with our comprehensive coverage.
Motorcycle/Off Road Vehicle Coverage
We understand that your passion for adventure deserves the best protection. Our motorcycle and ATV coverage is designed to give you peace of mind on every ride, ensuring you’re protected on any trail.
Coverage Included:
Civil Liability:
- Coverage for damage to third-party property and personal injuries in the event of an accident for which you are responsible.
Damage to your Vehicle:
- Protection for your motorcycle or off-road vehicle against damage from collisions, vandalism and natural disasters.
Theft and Loss:
- Coverage for the theft of your vehicle or total loss damage, ensuring your investment is protected.
Roadside Assistance:
- Roadside assistance services, including towing and breakdown repair.
Equipment and Accessories Coverage:
- Protection for accessories and additional equipment, such as helmets, protective clothing and navigation systems.
Additional Benefits:
Customizable Policy Options:
- Possibility of adapting your policy according to the type of vehicle and your specific needs.
Educational Resources:
- Access to information on safety when driving and maintaining vehicles.
Discounts:
- Discount opportunities for good driving practices and multiple policies.
Why choose us:
Experience in the Sector:
- Extensive experience covering motorcycles and ATVs.
Efficient Claim Process:
- Our team is ready to help you every step of the claims process.
Commitment to Safety:
- We are committed to ensuring that you can enjoy your adventures with the best protection possible.
Renters Insurance
We know that your home is more than a place to live; It is the space where you keep your most valuable belongings. Our renters insurance is designed to offer you the necessary protection and peace of mind you deserve, ensuring that you are covered for any unforeseen event.
Coverage Included:
Protection of Personal Assets:
- Coverage for your belongings, such as furniture, clothing, appliances and electronic devices, against theft, fire and other covered events.
Civil Liability:
- Protection against third-party claims for property damage or personal injuries that occur in your home.
Relocation Expenses:
- Coverage for temporary lodging expenses if your unit becomes uninhabitable due to a covered event, such as a fire or water damage.
Accidental Damage:
- Coverage for accidental damage you may cause to the rental property, such as breaking an object or damaging an appliance.
Coverage of Valuable Items:
- Additional coverage option for high value items such as jewelry, art and collections.
Additional Benefits:
Simple Application Process:
- Quick and easy application, with customizable policy options to suit your needs.
Available Discounts:
- Discount opportunities for good security practices and multiple policies.
Educational Resources:
- Access to information on loss prevention and home safety.
Why choose us:
Experience and Commitment:
- Extensive experience in renters insurance, focusing on customer satisfaction.
Dedicated Customer Service:
- Our team is here to answer your questions and help you through the claims process.
Pet Insurance
We know that your pets are part of your family and deserve the best care. Our pet insurance is designed to protect the health and well-being of your furry companions, giving you peace of mind and financial support when you need it most.
Coverage Included:
Veterinary Care:
- Coverage for veterinary consultations, exams, and treatments for illnesses and injuries.
Medical Emergencies:
- Protection against emergency care costs, including surgery and hospitalization.
Medications:
- Coverage for prescription medications and additional treatments necessary for your pet’s recovery.
Wellness Checks:
- Coverage for routine exams and vaccines, helping prevent illness.
Civil Liability:
- Protection in case your pet causes damage to third parties or injuries to other people.
Additional Benefits:
Flexible Policy Options:
- Customize your policy to your pet’s needs, including coverage for specific breeds or pre-existing conditions.
Multiple Pet Discounts:
- Save more by insuring multiple pets under the same policy.
Educational Resources:
- Access to information on pet care and health, as well as training tips.
Why choose us:
Experience and Commitment:
- Extensive experience in pet insurance, with a focus on the well-being of your animals.
Simple Claim Process:
- Our team is here to help you every step of the claims process, ensuring your pet receives the care they need without complications.
Dedicated Customer Service:
- We are available to answer your questions and provide support at any time.
Classic Cars Coverage
We know that your classic vehicle is more than just a car; It is an investment, a piece of history and a passion. Our classic car coverage is designed to protect your investment and make sure your jewel on wheels is protected at all times.
Coverage Included:
Current Value Protection:
- Coverage based on the actual value of the classic vehicle, ensuring you receive adequate compensation in the event of loss or damage.
Civil Liability:
- Protection against damage to the property of third parties and personal injuries in the event of an accident for which you are responsible.
Collision Damage:
- Coverage for damage to your classic car resulting from collisions, ensuring your vehicle is properly repaired.
Theft and Vandalism:
- Protection against theft of your vehicle or damage from vandalism, giving you peace of mind.
Roadside Assistance:
- Roadside assistance services, including towing and breakdown repair.
Additional Benefits:
Customizable Policy Options:
- Customize your policy to your specific needs, including coverage for events and exhibitions.
Discounts for Collectors:
- Discount opportunities if you own multiple classic vehicles or participate in car clubs.
Access to Specialized Resources:
- Information and resources on classic car maintenance and care.
Why choose us:
Classic Car Experience:
- Extensive experience in covering classic and collectible vehicles, understanding their true value.
Efficient Claim Process:
- Our team is prepared to handle your claim quickly and effectively, ensuring your vehicle is back on the road soon.
Get in touch
Contact Gabriel Today
949-301-9941
3410 La Sierra Ave, Ste. F1184 Riverside, Ca. 92503