We know that each construction project involves specific risks. Our builders risk insurance is designed to protect your investment during the construction phase, ensuring that your materials, tools and the project itself are covered against a variety of unforeseen events.

 Coverage Included:

 Material Protection:

• Coverage for materials and supplies at the construction site, including theft, vandalism, and damage from natural disasters.

 Property Damage:

• Protection against physical damage to the structure under construction, such as fire, storms or collapses.

 Civil Liability:

• Coverage for claims for personal injury or property damage to third parties occurring at the construction site.

 Construction Team:

• Protection for tools and equipment used on the project, whether on site or in transit.

 Additional Costs:

• Coverage for additional expenses that may arise due to construction delays or interruptions caused by a covered event.

 Additional Benefits:

• Flexible policy options to suit the specific duration and nature of the project.
• Risk management advice to identify and mitigate potential problems before they occur.
• Access to resources and best practices to ensure safety on the construction site.

 Why choose us:

• Specialized experience in the construction industry and project coverage.
• Fast and effective claim process to minimize the impact on the project.
• Commitment to customer service and insured satisfaction.

We understand that the safety and protection of your fleet are essential to the success of your business. Our trucker insurance is designed to cover all aspects of your operations, ensuring you are protected while transporting goods on the road.

 Coverage Included:

 Civil Liability:

• Coverage for property damage and injuries to third parties in the event of an accident for which you are responsible.

 Collision Coverage:

• Protection for your truck in the event of a collision, regardless of who is at fault.

 All Risk Coverage:

• Protection against theft, vandalism, and damage from natural disasters, even when the vehicle is not in use. 

Cargo and Goods:

• Coverage for damage or loss of transported cargo, protecting your investment and that of your clients.

 Personal Injuries:

• Coverage of medical expenses for you and your passengers in the event of an accident.

Roadside Assistance:

• Roadside assistance services in case of breakdowns or emergencies.

 Additional Benefits:

• Customizable policy options to fit the specific needs of your business and fleet.
• Discounts available for multiple fleets or drivers with a good track record.
• Educational resources on road safety and accident prevention for your drivers.

Why choose us:

• Extensive experience in the transportation and logistics sector.
• Fast and efficient claims process to minimize downtime.
• Dedicated customer service to resolve your concerns and needs.

We understand the importance of trust and security in the business world. Our surety bond service is designed to provide the financial guarantee you need to comply with contractual and legal requirements, protecting both your company and your clients.

Types of Bail Bonds Offered:

 Tender Bonds:

• They guarantee that a contractor will meet the terms of their proposal if selected for a project.

 Execution Bonds:

• They ensure that a contractor will complete the project as stipulated in the contract. In the event of non-compliance, the bond will cover the costs to complete the work.

 Payment Bonds:

• They protect suppliers and subcontractors, ensuring that they will receive payment for materials and services supplied.

 Compliance Bonds:

• They guarantee that a company will comply with all relevant rules and regulations, protecting interested parties.

 Commercial Bonds:

• They include various bonds that may be required for business operations, such as fiduciary responsibility bonds and rental bonds.

Additional Benefits:

• Simplified application process to obtain your bond quickly and efficiently.
• Expert advice to help you select the right surety bond based on your specific needs.
• Discount opportunities for multiple surety bonds or long-term contracts.

Why choose us:

• Extensive experience in the surety market, with a focus on customer satisfaction.
• Ongoing support throughout the bond process, from application to issuance.
• Commitment to transparency and ethics in all our transactions.

We understand that professionals face unique risks in the conduct of their activities. Our professional liability insurance is designed to protect you from claims due to errors, omissions or negligence in the services you offer, ensuring that your career and reputation are protected.

 Coverage Included:

 Errors and Omissions:

• Coverage for claims arising from errors or failures in the services provided to your clients.

 Legal Defense:

• Protection from legal costs associated with defending claims, including attorneys’ fees and court expenses.

 Liquidation Costs:

• Coverage for settlements or settlements that you must pay in the event of a successful claim against you.

 Negligence Claims:

• Protection in the event that a client alleges that you did not meet the expected standard of care or professionalism.

 Global Coverage:

• Protection for services provided anywhere, depending on the nature of your profession.

 Additional Benefits:

• Personalization of the policy according to the nature of your services and the associated risks.
• Advice to help you understand and mitigate the specific risks of your profession.
• Access to resources and workshops on best practices and risk management.

Why choose us:

• Extensive experience in covering professionals in various industries.
• Fast and efficient claims process so you can focus on your practice.
• Commitment to customer service and insured satisfaction.

We understand that in today’s digital world, cyber threats are a constant reality. Our cybersecurity service is designed to protect your business against a wide range of digital risks, ensuring the integrity of your data and the continuity of your operations.

 Coverage Included:

 Data Breach Protection:

• Coverage for costs associated with the loss or theft of sensitive data, including customer notifications and credit monitoring services.

 Cyber ​​Liability:

• Protection against third-party claims for damages caused by cybersecurity incidents, such as ransomware attacks or data breaches.

 Business Interruption:

• Coverage for lost income and additional expenses incurred due to operational interruptions caused by a cyber attack.

 Incident Response Costs:

• Coverage for expenses related to the investigation and mitigation of cybersecurity incidents, including services of IT experts and consultants.

 Data Restoration:

• Protection for the costs of restoring data lost or damaged due to cyber attacks. 

Additional Benefits:

• Risk assessments and cybersecurity audits to identify vulnerabilities in your infrastructure.
• Educational resources on safe online practices and cybersecurity awareness for your employees.
• Access to a team of cybersecurity experts for assistance and consultation.

 Why choose us:

• Extensive experience in cyber risk management and customer service.
• Efficient claims process so you can quickly recover from an incident.
• Commitment to protecting your business in the digital environment.

We understand that even the most careful professionals can face unforeseen situations. Our errors and omissions (E&O) insurance is designed to protect you from claims of negligence, errors or failures in the services you offer, ensuring that your career and reputation are protected.

 Coverage Included:

 Protection against Claims:

• Coverage for costs related to claims from clients alleging that you made an error, omission or negligence in your professional services.

 Legal Defense:

• Protection from legal costs associated with defending claims, including attorneys’ fees and court expenses.

 Liquidation Costs:

• Coverage for settlements or settlements that you must pay if the claim against you is successful.

 Retroactive Claims:

• Protection for claims made for events that occurred during the coverage period, even if the claim is made after your policy has expired.

 Professional Advice:

• Access to resources and industry experts to help you manage risks and prevent future incidents.

 Additional Benefits:

• Customizing the policy to fit the specific needs of your profession and practice.
• Training opportunities and workshops on best practices and risk management.
• Ongoing support to help you understand your responsibilities and rights.

 Why choose us:

• Extensive experience in the insurance sector for professionals from various industries.
• Efficient claims process so you can focus on your activities.
• Commitment to customer service and insured satisfaction.